“This fund is meant to help low and moderate-income homeowners who may have gotten behind on their bills during the COVID-19 pandemic get caught up,” said MaineHousing Director Daniel Brennan.”
Applications for the program will continue to be processed by a group of local partners, including several community action agencies and housing providers. Proof of homeownership and income eligibility will be required. Access to the program also includes financial counseling with a Housing and Urban Development-certified mortgage counselor. This is at no cost to the applicant.
Expenses covered by the program may include late or past due mortgage or tax payments, overdue utility bills including sewer, water and electricity, and/or heating fuels. The program can also pay overdue homeowner association dues and fees or the lot rent for a mobile home that is owned by the occupants.
For some eligible homeowners, the program will also pay up to three months of future mortgage payments to ensure housing stability.